{"id":27657,"date":"2026-06-30T10:52:13","date_gmt":"2026-06-30T14:52:13","guid":{"rendered":"https:\/\/belacereais.com.br\/2026\/centro-oeste\/aprosoja-mt-mais-que-numeros-bilionarios-plano-safra-precisa-garantir-credito-acessivel-ao-produtor\/"},"modified":"2026-06-30T10:52:13","modified_gmt":"2026-06-30T14:52:13","slug":"aprosoja-mt-mais-que-numeros-bilionarios-plano-safra-precisa-garantir-credito-acessivel-ao-produtor","status":"publish","type":"post","link":"https:\/\/belacereais.com.br\/en\/2026\/centro-oeste\/aprosoja-mt-mais-que-numeros-bilionarios-plano-safra-precisa-garantir-credito-acessivel-ao-produtor\/","title":{"rendered":"Aprosoja MT: More than just billion-dollar figures, the Harvest Plan needs to guarantee accessible credit for producers."},"content":{"rendered":"<p><\/p>\n<div class=\"materia\">\n<p>The federal government launched the 2026\/2027 Harvest Plan this Tuesday, June 30th, once again presented as the largest amount ever offered. In total, R$ 525.1 billion was announced to finance agricultural production in the new cycle, not including the National Program for Strengthening Family Farming (Pronaf). Of this total, R$ 384.9 billion will be allocated to operating costs and marketing, while R$ 140.2 billion will go towards investments.<\/p>\n<p>Despite the total volume announced, the composition of the resources requires attention. The plan&#039;s growth was driven by investments, while the main support front for the production cycle \u2013 operating costs and marketing \u2013 saw a nominal reduction. In the 2025\/2026 Harvest Plan, this purpose had R$414.7 billion. For 2026\/2027, the value fell to R$384.9 billion, a decrease of R$29.8 billion. Therefore, the announcement needs to be analyzed beyond the overall number.<\/p>\n<p>The total increase compared to the previous harvest was approximately R$ 9 billion, representing a nominal increase of about 1.7%. Considering that the accumulated National Consumer Price Index (IPCA) over the last 11 months was 4.4%, approximately R$ 538.7 billion would be needed just to maintain, in real terms, the same volume of resources as the previous harvest. Thus, although the announced value is higher in nominal terms, the 2026\/27 Harvest Plan represents a real reduction of about R$ 13.6 billion when inflation is discounted.<\/p>\n<p>According to Lucas Costa Beber, president of the Mato Grosso Soybean and Corn Producers Association (Aprosoja MT), this scenario is worrying because producers are entering the new cycle in an environment of more expensive, selective credit, subject to increasingly stringent requirements. He emphasizes that high interest rates, squeezed margins, increased production costs, and stricter financial institutions reduce the effectiveness of the Harvest Plan at the producer level.<\/p>\n<div id=\"wzk-formulario-78e4f7f999\"><\/div>\n<p>  <script async>\n  window.wzkWidgetMundoZeroKM.load(\"78e4f7f999\", \"#wzk-formulario-78e4f7f999\", {\n    color: \"#00a99d\",\n    title0km: \"Oferta 0km\",\n    titleForm: \"Preencha seus dados para um Consultor GWM entrar em contato com voc\u00ea!\",\n    isImageMobile: true,\n    fontFamily: '\"Inter\", sans-serif',\n    origin: \"widget-form\",\n    utmSource: \"NO4907\",\n    utmMedium: \"organic\",\n    utmTerm: \"\",\n    utmContent: \"\",\n    utmCampaign: \"78e4f7f999\",\n    colorBackground: \"\" ,\n    textHeader:\"\",\n    colorSpan: \"\",\n    colorTitle: \"\"\n  });\n  <\/script><\/p>\n<p>\u201cThe 2026\/27 Harvest Plan has R$8.9 billion more in total, but R$29.8 billion less in operating and marketing costs. While reducing interest rates on some lines of credit, the government decreased the volume allocated to crop turnover. The result? Credit with lower costs in some operations, but with less resources available precisely to plant, manage, and market the production,\u201d explains the president of Aprosoja MT. \u00a0<\/p>\n<p>This concern had already been raised by the organization with the Ministry of Agriculture and Livestock (Mapa) in March, before the launch of the 2026\/2027 Agricultural Action Plan (PAP). At that time, Aprosoja MT argued that rural indebtedness should be treated as a priority of agricultural policy. The assessment is that it is not enough to increase the nominal volume of resources if the producer faces restricted access to new financing, difficulty in renegotiating liabilities, and compromised payment capacity.<\/p>\n<p>In the document sent to the Ministry of Agriculture, the entity proposed structural measures to address rural indebtedness, restore the financial capacity of producers, preserve access to credit, and prevent the worsening of default rates. Without this prior approach, part of the announced resources tends to be consumed by the reorganization of previous debts, instead of being transformed into new resources for production.<\/p>\n<p>Official data on the execution of the 2025\/2026 PAP reinforces this gap between announcement and reality. Between July 2025 and May 2026, rural credit contracted, excluding Pronaf, totaled R$433.0 billion, compared to R$458.1 billion in the same period of the previous harvest, a decrease of 51% of the previous harvest.<\/p>\n<p>When the CPR (Rural Product Certificate) is removed from the calculation, the contraction becomes even more evident. The subtotal of traditional lines, considering controlled and uncontrolled sources, fell from R$ 286.6 billion to R$ 247.8 billion, an approximate reduction of 14%.<\/p>\n<p>During the same period, CPRs reached R$ 185.2 billion, an increase of 8% compared to the R$ 171.5 billion recorded in the previous cycle. This means it now represents 42.8% of the total granted, compared to 37.4% in the previous harvest. This data shows that a significant portion of the volume reported as rural credit has been sustained by private instruments, and not by the traditional lines of agricultural policy.<\/p>\n<p>This change in profile has a direct impact on the producer. When financing increasingly depends on market mechanisms, exposure to prevailing financial costs, conditions agreed upon with financing agents, and guarantee requirements increases.<\/p>\n<p>In the PAP 25\/26, the contraction also appears in the purposes most directly linked to production. In operating expenses, there was a drop from R$ 158.0 billion to R$ 137.5 billion, a reduction of 12.9%. In investment lines, the decline was even greater: from R$ 64.0 billion to R$ 46.1 billion, a drop of 28.1%. Important programs for the modernization of rural activity, such as Proirriga, Moderfrota, PCA, Prodecoop and RenovAgro, also registered reductions.<\/p>\n<p>Another sensitive point lies in the equalizable resources. Between July 2025 and May 2026, R$ 48.9 billion was granted from this source, compared to R$ 91.4 billion in the same period of the previous year, a decrease of 47%. This decline shows that the lines with public support have not kept pace with the real needs of the productive sector.<\/p>\n<p>Although the 2026\/2027 Agricultural Planning Plan reinforces Proagro and rural insurance as pillars of risk management and conditions the renegotiation of agricultural financing on the existence of coverage, the effectiveness of the measure will depend on the real availability of these instruments, at an affordable cost and with rules compatible with the producer&#039;s reality.<\/p>\n<p>Given this scenario, more important than announcing a robust Harvest Plan is ensuring that credit reaches the producer. The agricultural sector needs more than just big numbers. It needs concrete, feasible agricultural policies that are compatible with the reality of those who produce, take risks, and sustain production within their own farm gates.<\/p>\n<\/p><\/div>\n<h6><em>THE <strong>Bela Cereais<\/strong> works with the best grains on the market in the Central West Region and also keeps you up to date with the latest news and analyses on agribusiness.<br \/>\nDon&#039;t forget to follow our social networks.<\/em><\/h6>\n<p><a href=\"https:\/\/www.noticiasagricolas.com.br\/noticias\/agronegocio\/423853-aprosoja-mt-mais-que-numeros-bilionarios-plano-safra-precisa-garantir-credito-acessivel-ao-produtor.html?utm_source=parceiros&#038;utm_medium=rss\" target=\"_blank\" rel=\"noopener\">Access News Source <\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>O governo federal lan\u00e7ou nesta ter\u00e7a-feira, 30 de junho, o Plano Safra 2026\/2027, mais uma&hellip;<\/p>","protected":false},"author":1,"featured_media":27658,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[90],"tags":[240,239],"class_list":["post-27657","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-centro-oeste","tag-agricultura","tag-agronegocio"],"_links":{"self":[{"href":"https:\/\/belacereais.com.br\/en\/wp-json\/wp\/v2\/posts\/27657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/belacereais.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/belacereais.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/belacereais.com.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/belacereais.com.br\/en\/wp-json\/wp\/v2\/comments?post=27657"}],"version-history":[{"count":0,"href":"https:\/\/belacereais.com.br\/en\/wp-json\/wp\/v2\/posts\/27657\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/belacereais.com.br\/en\/wp-json\/wp\/v2\/media\/27658"}],"wp:attachment":[{"href":"https:\/\/belacereais.com.br\/en\/wp-json\/wp\/v2\/media?parent=27657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/belacereais.com.br\/en\/wp-json\/wp\/v2\/categories?post=27657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/belacereais.com.br\/en\/wp-json\/wp\/v2\/tags?post=27657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}