EN 
PT_BR 
THE Sicredi, A cooperative financial institution with over 9 million members and a presence throughout Brazil, Sicredi will make R$68 billion available to rural producers in the 2025/2026 Harvest Plan. The amount represents an increase of R$101,400 compared to the amount granted in the previous harvest year, in over 319 thousand operations. With an agricultural portfolio totaling R$102 billion in balance, Sicredi reinforces its position as the largest private financial institution in Brazil in the sector.
For the states of Paraná, São Paulo and Rio de Janeiro, Sicredi will make available approximately R$1.5 billion in resources. This amount represents an increase of R$38.1 billion compared to the amount granted in the previous year. According to the Business Development Manager of Sicredi PR/SP/RJ Central, Gilson Farias, these resources are essential to boost the regional economy and provide financial support to companies and individuals. “This increase reflects our ongoing effort to expand access to credit and stimulate economic development in the regions where we operate, meeting the growing demand for financing and encouraging investment in various productive sectors,” he emphasizes.
According to Gilson Farias, Business Development Manager at Central Sicredi PR/SP/RJ, resources strengthen the regional economy and offer financial support to associated rural producers – Photo: Leandro Carvalho/Sicredi
Of the total amount planned, Sicredi estimates that R$1.5 billion will be released for financing operations, R$1.5 billion for investments and R$1.7 billion for marketing and industrialization. The cooperative financial institution also expects to grant R$1.5 billion in credit through Rural Product Bonds (CPR). In Paraná, São Paulo and Rio de Janeiro, Sicredi estimates that R$1.5 billion will be released for financing, marketing and industrialization. In addition, R$1.5 billion will be made available for medium and long-term investments. The amounts earmarked for CPR should reach a total of R$1.5 billion.
For family farming, Sicredi will offer R$13.5 billion via the National Program to Strengthen Family Farming (Pronaf), an amount 11% higher than the previous harvest. For medium-sized producers, R$16.7 billion will be provided via the Medium-Sized Rural Producer Support Program (Pronamp), an increase of 21% compared to the previous year. Thus, approximately R$70% of the total planned operations will be allocated to small and medium-sized producers, reinforcing Sicredi's role in strengthening the base of national agricultural production. The cooperative financial institution's projection is to offer R$3.3 billion to family farming and R$9.2 billion to medium-sized producers in Paraná, São Paulo and Rio de Janeiro.
For the remaining producers, R$13.2 billion will be made available. Of this total, R$4.9 billion correspond to credit operations in dollars, serving producers linked to the export chain.
In this cycle, Sicredi projects growth of 21% in dollarized lines, offering more competitive alternatives in view of the appreciation of the foreign currency. “In this new cycle of the Harvest Plan, Sicredi reaffirms its role as a strategic partner for agribusiness. We operate in a close and personalized manner, through our 103 cooperatives and 2,900 service points, with an exclusive presence in more than 200 municipalities. Our capillarity allows us to serve everyone from family farmers to large producers, with affordable products and solutions aligned with the needs of each agribusiness member”, highlights Sicredi’s executive director of Segments, Credit, CRM and Data, Gustavo Freitas.
In addition to rural credit, the cooperative financial institution also offers a complete portfolio of products and services aimed at agribusiness, such as consortia for the acquisition of machinery and equipment, rural insurance, investments and payment solutions. “With this complete set of financial solutions, we support producers in all stages of their journey, from crop planning to harvesting,” highlights Sicredi’s Agribusiness Superintendent, Vitor Moraes.
Photo: Shutterstock
Sicredi is already accepting financing requests for the 2025/2026 Harvest Plan, which runs from July of this year until the end of June 2026. To apply for credit, associated rural producers must plan the next harvest, considering what will be grown, the planting area and the budget. Then, the associate is advised to contact their branch or use digital channels, such as the Sicredi app and WhatsApp, to proceed with their service.
2024/2025 harvest balance at Sicredi
In the 2024/2025 crop year, Sicredi released a record volume of financing to rural producers. There were R$61.9 billion in more than 321 thousand operations, considering R$18.8 billion in CPR. The main audiences served were small and medium-sized producers, who concentrated 72% of the operations carried out, totaling R$26 billion in credit volume. In this cycle, R$4 billion in credit operations in dollars were also released. In the states of Paraná, São Paulo and Rio de Janeiro, Sicredi released R$18 billion to rural producers, including R$7.2 billion in CPR throughout the 2024/2025 crop year.
